1. The Penny Saver Challenge
This is all about turning a little into a lot!
On Day 1 you save 1p, Day 2 you save 2p, 3p on Day 3 and so on. By the end of the year you could have a very nice £667.95 saved! Download the quick and easy guide by clicking right here.
2. Earn Cashback when you Shop Online
Always consider if you need to make online purchases if you’re looking to save money. But, if you do, then use an app or website like TopCashback, they receive a commission for you making a purchase, but share that commission very generously with you.
We find it particularly good for those purchases no one wants to make. This year alone, I earnt £45 cashback on broadband, £50 on my car insurance and just over £100 on my energy bills!
Best of all you can get £10 cashback on a £10 spend right here, choose from thousands of retailers. It’s a particularly good way of recouping some of the Christmas spending.
3. Switch your current account to earn cashback rewards
In the UK, on average, we stay with our bank for 17 years! This bizarre loyalty means that millions of us are missing out on the best deals as well as generous rewards.
Right now there’s some fantastic incentives to switch bank, our favourite currently is the Santander 123 Current Account. They’re offering £175 cashback for switching as well as 4% cashback on all utility bills!
Halifax are also offering a brilliant £150 to switch your current account to them, which is paid into your account within 10 working days! Their accounts also give you the chance to earn cashback when you shop across popular high street brands as well as 0% Interest Overdraft for the first 6 months of having the account.
4. Is it time to switch supermarket?
Just like bank accounts, us Brits become supermarket loyalists, with 38% of us remaining loyal to the same supermarket for longer than 5 years. The supermarket industry is more competitive than ever with Lidl and Aldi fully disrupting the traditional stores.
Which? Run monthly comparisons across all the major UK supermarkets, August 2022 average basket price is shown below, with Lidl and Aldi leading the race. The recent price-hikes have impacted all supermarkets, but Aldi & Lidl showed an average increase of 4%, whilst Waitrose was a massive 9%.
5. Free or Discounted Food App
Who said there’s no such thing as a free lunch? These apps are changing the old ways, by reducing food waste and helping people get free or heavily discounted food that’s close to expiry or use-by-date.
Our favourite 2 are:
Olio – Install the app now, home to 200 milion meals, in partnership with Tesco and many more huge retailers.
TooGoodToGo – Install the app now and start browsing 100s of discounted & free meals
6. Smart Money Saving Apps
Apps such as Snoop feature smart savings tools help you track your money, improve personal savings, cut your costs and achieve your savings goals.
Simply install the app using the links above, connect to your bank account in a couple of easy steps and watch your finances grow. With features such as automatic saving, budgeting to show where you spend your money and so much more. Snoop’s made it easier than ever to keep control of your finances.
All of these apps are financially regulated meaning you’re 100% safe and secure all of the time, making them great way to start saving now.
7. Top up your Income Online
There’s 100s of ways to top up your income online, from selling your unwanted items to completing online surveys, we’ve broken down a few of our favourites below.
- PaidSurveys.co.uk – Earn up to £400 completing online surveys
- Vinted – Sell your unwanted items for cash!
- Branded Surveys – Earn money completing fun and simple online surveys.
8. Don’t Overpay for your Phone Contract
We’ve become guilty of “needing” the latest smart phone over recent years, these come with extremely high costs and inflated contract deals. If you’re at the end of a long term deal, try not to be tempted by the latest phone and don’t allow your network to keep you tied down.
Sim Only deals are now better than ever, in our eyes VOXI (Vodafone) is leading the way, with huge data bundles, generous perks, monthly rewards and the best prices on the market for it all.
Perks of Sim Only Deals
- Complete freedom of your package, cancel any time with no fixed terms
- On average much cheaper than fixed contracts, helping you save money
- Easily customise your monthly package to suit you, add data and other add-ons
- Enjoy all the perks of regular contracts from the network provider
- Change phone whenever you want
- Easy to switch and keep your existing number
If you do wish to get the latest phone, it’s always worth checking how much you could get for your current handset with MusicMagpie!
VOXI are now offering a MASSIVE 25GB of Data for just £12 per month, which also includes unlimited social media use and 5G-Ready.
